Robert Kiyosaki, author of Rich Dad, Poor Dad, advises us to build assets that generate passive income. Douglas Andrew, author of Missed Fortune 101, advises us to not let our equity sit idle. It is important to set personal financial goals and work with the best tools and plans available.
You are a savvy home owner and investor with strong finances and you wish to maximize your results. In the next 5-10-15 years what if you could save hundreds of thousands of dollars of mortgage interest expense by repositioning your money where it will do the most good for you? We’ll tell you what the banks don’t want you to know. And then what if you invested those dollars wisely? Interested to learn more? Most people would say that they’d love to have more investments in the stock market or bonds or mutual funds. This is because, while there are always peaks and valleys, the stock market has traditionally appreciated 10-15% per year and investing in the market is a good way to increase your nest egg. Most people would say they wish they had more real estate in their portfolio, as well. Even though we are experiencing an adjustment in real estate prices at the present time, in the long run, owning real estate will do very well, and people are smart enough to know that having two or more homes appreciating is better than just one. So if you own a home and you have equity, that has appreciated significantly in the past few years, what if you could refinance your current home or buy your next home with a home financing tool that pays you to accumulate surplus funds in your bank account at a higher rate than the new 4% checking accounts and at a higher rate than 3-4% CD’s ? It pays the same amount as your mortgage, typically 6-8%. Actually it is an innovative home financing line of credit, not a traditional mortgage. And it allows you to essentially BORROW LESS, by SAVING MORE. This is the Home Ownership Accelerator, the HOA! You need to be a well-qualified buyer with surplus cash flow each month that you can choose to accumulate in the HOA. Since you are borrowing less, you are paying less interest expense compared to a traditional mortgage. That saved interest expense can be several hundred thousand dollars. The HOA enables you to accumulate these saved dollars and invest them in higher earning assets like rental properties. It is truly a home financing power tool. Contact our HOA sales team to explore how the HOA can work for you.
Contact:
Chosen Cheng, Cobblestone Team
CMG Mortgage Services
3160 Crow Canyon Road, Suite 300
San Ramon, CA 94583408 802-0658
ccheng@cmgcobblestone.com
www.homeownershipaccelerator.net
www.cmgcobblestone.com
